There ar both civil and criminal torts. A civil tort is conceived to have occurred when a wrongful act which is not specifically prohibited by criminal law damages a private individual. If the party acting wrongfully intended for the damage to follow the act, it is called an intentional tort. Otherwise, it is an ordinary, unintentional, or negligent tort. This distinction is important because a number of types of insurance will not indemnify an insured for an intentional tort. A criminal tort involves harm or damage stemming from a violation of criminal law and may damage a private individual or the state.